Recently, Global Biodiversity Framework (GBF) agreement was adopted. With reference to it, which of the following statements are correct?

1. It contains four goals and 23 targets that need to be achieved by 2030.
2. It has been adopted at the 15th Conference of the Parties to the Convention on Biological Diversity (CBD).
3. The agreement has a commitment to protect at least 30 per cent of the world’s lands, oceans and coastal areas by 2030.

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Recently, the Energy Conservation (Amendment) Bill, 2022 was passed by the Parliament which empowered the central government to specify a carbon credit trading scheme. With reference to carbon credit trading, which of the following statements are correct?

1. Carbon credit implies a tradeable permit to produce a specified amount of carbon dioxide or other greenhouse emissions.
2. The Paris agreement provides for carbon markets to fulfil Nationally Determined Contribution (NDC) targets.
3. With carbon credit trading, private companies are incentivized to reduce greenhouse emissions.

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With reference to Reserve Bank of India’s Guidelines on Digital Lending, which of the following statements is/are correct?

1. First Loss Default Guarantee (FLDG) is a lending model wherein fintechs guarantee a certain percentage of compensation to lenders in case of a default.
2. RBI’s guidelines are not applicable to Urban Cooperative Banks.
3. These guidelines do not address the issue of unethical recovery practices by fintech players.

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Betta-Kuruba community, recently in news, mainly belongs to:

The GST compensation cess is levied on which of the following products?

1. Liquor
2. Aerated water
3. Cigarettes
4. Aircrafts for personal use
5. Motorcycles of engine capacity exceeding 350 cc

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